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Current Rates

1ST CHOICE FEDERAL CREDIT UNION
phone 510-538-3786
fax 510-538-5670
Castro Valley, Calif. 94546

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Dividends And Certificates: SAVINGS ACCOUNT:

0.75% on Regular Shares
0.50% on Christmas Club

On average, a Twinkie will explode in a microvave in 45 seconds.
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CERTIFICATE OF DEPOSIT:

1.50% for 06 months - $1000 min.
1.75% for 12 months - $1000 min.

1.85% for 06 months - $10,000 min.
2.00% for 12 months - $10,000 min.

There are approximately 1,750 O's in every can of SpaghettiO's.

Loans And Visa: NEW & USED AUTO LOANS:

4.25% for 36 months (3 yrs)
5.25% for 38 months (4 yrs)
6.00% for 60 months (5 yrs)
6.50% for 72 months (6 yrs)

60 month term limit on used cars.

100% Of High Kelley Blue Book.

We Will Beat Any Dealer, Non-Promotional, Rate By 1/4%.

The flavor we think of as bubble gum is a combination of wintergreen, vanilla, and cassia (a form of cinnamon).
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MOTORCYCLE & RECREATIONAL VEHICLES:

1.00% Higher Than Auto Loans

The canning process for herring was developed in Sardinia, which is why canned herrings are better known as sardines.
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SIGNATURE LOANS:

12.00% for 24 months - $3,600 max.
16.50% for 36 months - $5,000 max.

Wedding cake was originally thrown at the bride and groom, instead of eaten by them.
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OVERDRAFT LOAN:

18.00% - $500 max.

The phrase "United State of America" is camouflaged within the lapel of Benjamin Franklin's jacket on the newer one-hundred-dollar bill.
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SHARE SECURED LOANS:

7.25% for 48 months - max.

100% Of Available Shares

A dime has 118 ridges around the edge.

The flashing warning light atop the Capitol Records Tower in Hollywood also spells out H-O-L-L-Y-W-O-O-D in Morse code.
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CERTIFICATE SECURED LOANS:

2% Above Current Certificate Dividend Rate.

A book of maps is called an atlas because early editions commonly featured a picture of Atlas, carrying the world on his shoulders, on the cover.
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VISA CARD:

9.90% Annual Rate On Purchases
9.90% Annual Rate On Cash Advances

No Annual Fee
No Minimum Finance Charge
No Transcation Fee For Purchases
No Transcation Fee For Cash Advances

$10 - Over Credit Limit Fee
$10 - Late Payment Fee (if 10 or more days late.)

25 Day Grace Period For Repayment Of The Balance

All of the still photos of Forest Gump picture him with his eyes closed.

All Loans Are Fixed Rate With No Prepayment Penalties.

All Rates Are Subject To Change.

Effective 01/01/03 Houseflies hum in the key of F.

Dispite its 216-minute running time, Lawrence of Arabia has no women in speaking roles.

Compliments of service@1stchoicefederal.com